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Avoiding online scams

Key takeaways

  • A scam is a lie to trick you into sending money or personal information. 
  • Common scams include unexpected messages asking for or offering money and prizes. 
  • If you think you see a scam, ignore the message and report it. Never share your details with people you don’t know or can’t check.
a digital illustration of an online scammer with alerts

A scam is when someone lies to trick you into sharing money or personal information. Scammers use this to steal from you. 

Scammers may contact you through: 

  • phone calls 
  • emails 
  • text messages 
  • social media messages 

Scams may look like:

  • an unexpected message from someone you haven’t met 
  • an unexpected message offering or asking for money or personal information 
  • a request to pay in an unusual way, such as pre-loaded debit or gift cards, up-front wire transfers or virtual currency like Bitcoin 

Scammers can be very convincing. Sometimes they: 

  • say they’re from legitimate organisations such as the government, banks, or energy or telecommunications companies 
  • offer prizes, gifts or money plans that sound good 
  • say they’re struggling and need help 
  • message you a few times before asking for money or information

How to avoid scams

If you’ve been scammed

  • If you’ve sent money or banking information to a scammer, contact your bank straight away. 
  • If you’ve given your Tax File Number or superannuation information to a scammer, contact the ATO and your superannuation fund immediately.  
  • If you think you're being scammed, stop sending money. Scammers will keep asking for more money until you stop.  
  • You can also report scams and get help on the Scam Watch website.

Learn more about scams

The more you know about scams, the easier it is to protect yourself.

Learn about scams in your language

Services Australia has translated information on scams and how to protect yourself.  

To read about this in your language, please visit: Services Australia - Beware of scams.

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